purchaseannuity.co.uk

purchaseannuity.co.uk


Professional Adviser

Govt must rethink lifetime allowance in light of 'gloomy' annuity outlook
Professional Adviser
Tilney financial planner Gary Smith said at present, a £1m purchase of a joint life annuity for a 65-year-old, increasing by RPI inflation will currently provide a £25,120 annual income or £18,843 if the saver takes their 25% tax-free cash. This was ...

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Swedroe: Investors Should Re-Examine Annuity Aversion
ETF.com
Numerous academic studies advocate for the partial-to-full annuitization of financial assets. Yet despite the evidence, a majority of investors remain reluctant to annuitize for both behavioral and financial reasons. The reluctance to purchase ...



Motley Fool

Why Fixed Index Annuities Aren't the Best Use of Your Money -- The ...
Motley Fool
The fixed index annuity is an increasingly popular choice among retirees looking for stable income. But you should understand some of the nuance of this ...

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Money Marketing

Mike Morrison: Where do contingent beneficiaries stand in the ...
Money Marketing
As I get older, I get more cynical. And it is not just me. Some of the anecdotes I hear from advisers echo my cynicism, and since the advent of pension freedoms ...

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Motley Fool

Read This Before You Get an Annuity -- The Motley Fool
Motley Fool
Some annuities, such as indexed annuities and many variable annuities, are problematic, charging steep fees and/or carrying restrictive terms. Immediate or ...

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How Falling Interest Rates Hit Your Pension Income | Morningstar
Morningstar
FUTURE PROOF: Think annuity rates are bad now? Wait until the Bank of England cuts rates further next month. We consider your retirement income options.

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Traverse City Record Eagle

Jason Tank: Annuity sales face greater scrutiny
Traverse City Record Eagle
Let's first define what an annuity is by describing the trade you're making when you purchase one. When you buy an annuity, you hand over your money to an insurance company. In return, you are promised a set of payments in the future. The point in time ...



COLUMN: Top tips on 'drawdown' pension scheme
Derbyshire Times
As we begin to look ahead to the winter months, there's no doubt those eligible to take their pensions may be thinking about dipping into their pension pots, whether it's to embark on that long-awaited skiing trip or purchase that much needed new ...

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MarketWatch

How annuities can increase your tax bill
MarketWatch
Q. Dan, in your article you wrote, "While there is no taxation on the earnings as they accrue with an annuity contract, the taxes are only deferred. Had those funds been invested in something more tax efficient, you may have paid ... Here is one ...